About us

Kredyt Inkaso has been one of the top debt management companies for years. We have earned this position and we continue to hold it on account of our unvarying professionalism combined with giving skillful advice. These factors enable the Kredyt Inkaso Group to operate effectively at this time in four countries in Central and Eastern Europe.

In 2001 we were one of the first players in Poland to start investing in bundled debt. We regularly cooperate with the largest banks, insurance companies and companies offering telecommunication services. We have built our market position through honest work, effectiveness and professionalism. As a result, we have expanded our business not only in Poland but also in Russia, Romania and Bulgaria. Today, we offer comprehensive debt management service to our business partners, ranging from monitoring payments to amicable debt collection to court and enforcement procedures. People in debt will find us to be understanding of their circumstances and will receive professional assistance from Kredyt Inkaso’s financial advisors.

We have been listed on the Warsaw Stock Exchange since 2007.

Book value of the portfolios acquired by the Group at the end of December 2023

BUSINESS MODEL

How do we operate?

Above all: we think and understand. We understand debtors and we think about how to select the most favorable debt repayment solutions. This is precisely what makes us genuinely effective. At the same time, we adhere to all legal standards, ethical and moral rules.

 

Our staff consists of top class experts in banking, finance, economics and law. Their experience numbers many years of handling overdue debts, managing and trading debts. Kredyt Inkaso means knowledge, capital and effective tools for recovery of liabilities.

The securitization fund belonging to the Kredyt Inkaso Group buys debts from banks, insurance companies and other entities.

Receivables are collected by following three paths to professional management, including the operation of a law firm: amicably, through court procedures and through court bailiffs.

The money recovered from debtors is transferred through the securitization fund to Kredyt Inkaso.

Organizational structure