Information provided to the Company’s shareholder outside the Extraordinary General Meeting pursuant to Article 428 § 6 of the Code of Commercial Companies.

The Management Board of Kredyt Inkaso S.A. („Company”) hereby provides answers to questions asked pursuant to Article 428 § 6 of the Code of Commercial Companies by the shareholder prior to the deliberations of the Extraordinary General Meeting of the Company.

The shareholder’s questions and answers are attached as an appendix to this report.